Post by account_disabled on Mar 5, 2024 0:53:05 GMT -5
The bank did not want to renegotiate the deadline, which increased the debit to figures that the man could not pay.
The Court of First Instance and Instruction number 1 of Cervera has forgiven a debt that amounted to 37,454.98 euros to a resident of Verdú derived from the non-payment of the mortgage on what was his habitual residence, after being widowed and having two children in his care. minor children. Thus, the judge applies the Second Chance Law to the client of Bergadà Asociados and exonerates him from unsatisfied liabilities.
As for the facts, they date back to 2013 when his wife died after suffering a severe illness and, at that time, he was 31 years old. Since the age of 19 they had been paying Fax Lists the corresponding mortgage payments on a flat in Hospitalet de Llobregat on time. The affected person mentions that: "when he died I decided to go live in Tarragona with my two small children, leaving my sister to live there, who agreed to pay the mortgage ."
A few months later, the sister was only a few months late in paying the installments of the aforementioned mortgage and this generated a penalty from the bank . Likewise, the man assures that: "at that time, no one notified us of the situation and the following month, when the payment was made, the penalty was covered, but not the installments, thus generating a ball of debt thatwithout being conscious became bigger.”
Marta Bergadà Minguell, Lawyer and Founding Partner of Bergadà Asociados. (Photo: Bergadà Asociados)
The lawyer and founding partner of Bergadà Asociados, Marta Bergadà , who has come to the case, comments that: "all of this put our client in an extreme situation, since between the sanction and the mortgage he owed the bank about 170,000 euros."
The Court of First Instance and Instruction number 1 of Cervera has forgiven a debt that amounted to 37,454.98 euros to a resident of Verdú derived from the non-payment of the mortgage on what was his habitual residence, after being widowed and having two children in his care. minor children. Thus, the judge applies the Second Chance Law to the client of Bergadà Asociados and exonerates him from unsatisfied liabilities.
As for the facts, they date back to 2013 when his wife died after suffering a severe illness and, at that time, he was 31 years old. Since the age of 19 they had been paying Fax Lists the corresponding mortgage payments on a flat in Hospitalet de Llobregat on time. The affected person mentions that: "when he died I decided to go live in Tarragona with my two small children, leaving my sister to live there, who agreed to pay the mortgage ."
A few months later, the sister was only a few months late in paying the installments of the aforementioned mortgage and this generated a penalty from the bank . Likewise, the man assures that: "at that time, no one notified us of the situation and the following month, when the payment was made, the penalty was covered, but not the installments, thus generating a ball of debt thatwithout being conscious became bigger.”
Marta Bergadà Minguell, Lawyer and Founding Partner of Bergadà Asociados. (Photo: Bergadà Asociados)
The lawyer and founding partner of Bergadà Asociados, Marta Bergadà , who has come to the case, comments that: "all of this put our client in an extreme situation, since between the sanction and the mortgage he owed the bank about 170,000 euros."
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